Help & how-to

Margineer is profit intelligence for manufacturers. It takes the financial and operating figures you already keep and turns them into plain-English answers: which products actually make money, where margin and cash are leaking, and what to do next — plus interactive tools for pricing, reordering, cashflow and planning.

Every screen opens with a plain-English insight, so you never need a finance background to understand what's going on.

1. You'll receive a welcome email the moment you sign up, with a link to log in.
2. Verify your email address when prompted.
3. You have full access straight away — explore the sample data while your own numbers are being set up.

In your first week, an onboarding specialist will call to introduce themselves and book a short Microsoft Teams meeting to walk you through the product and gather your figures. Over the following weeks we work out the true cost and margin of each of your products, build and check your Margineer, and finish with a go-live review. You're live within about four weeks — and using the product the whole time.

Margineer works from a simple spreadsheet you fill in each month. Download it from the app (the CSV template button), or use the Excel template your specialist provided during setup.

The workbook has a tab for each area. Fill the yellow cells; the grey cells calculate themselves:

• Products — this month's units, price, and per-unit material, labour and freight cost, plus units on hand.
• Monthly P&L — the last 12 months of revenue, cost of goods sold and operating expenses.
• Production & Labour — units made and sold, scrap rate and labour hours.
• Cash In / Cash Out — your recurring money in and out, with amounts and timing.
• Settings — opening cash, forecast start and horizon, and your reporting month.

1. In the app, click Upload and choose your completed file.
2. Margineer validates it and maps each column.
3. Your dashboards, insights and charts refresh instantly, and your monthly action plan is generated.

If a column or value can't be read, Margineer shows exactly which cell needs attention. Common fixes: make sure the headings match the template, remove $ signs and commas, and check every product row has a name. Correct the file and upload again.

Your month at a glance: revenue, gross profit, blended margin and your top profit driver, with a plain-English summary. The margin table shows each product's fully-costed margin (materials + labour + freight + a share of overheads) and flags anything thin or below cost. Use the stress test to see how a rise in a chosen product's input costs hits its margin, and what-if to test a new price.

Work back to the price you need to hit a target margin, from your raw material, freight and labour costs — including overhead and volume breaks.

Shows how much stock to order for the sales you expect, and what it will cost — so you don't run short or tie up cash.

The discount & price-rise guardrail shows the real cost of a discount and the room a price rise gives you, in plain English. The GST & tax set-aside estimates what to park each month. Break-even shows the sales you need just to cover overheads.

A plain-English read on your cash position, then a daily forecaster you can edit. Test 30/60/90 days, enter your own money in and out, and see your lowest projected point before it arrives. It also shows your cash conversion cycle — the days between paying suppliers and getting paid — and the funding that ties up.

See where revenue comes from, and use the rolling 12-month chart — slide it from actuals into forecast. In the Revenue by product grid, type your sales forecast into any month and watch it flow into the chart, giving you a live actuals-plus-forecast view.

Click PDF report in the top toolbar. Margineer builds a branded summary of all tabs — insights, key figures and tables — ready to send to your accountant or the bank.

Click Excel report for a workbook with a summary sheet plus one sheet per tab — the raw numbers to work with.

Go to My Account → Profile to update your name, business details and contact information, or change your password.

Margineer is NZ$395 + GST per month, billed in advance — Founding Customers (the first 500 to sign up) pay NZ$290 + GST per month instead. Under My Account → Billing you can view and download every monthly invoice and update the card on file.

There's no lock-in. Go to My Account → Subscription → Cancel. Your access continues to the end of the current paid month, and there are no further charges. You'll have 90 days afterwards to export your data before it's securely deleted.

Your data is encrypted in transit and at rest, kept private to your business, isolated from other customers, and access is restricted and logged. Margineer complies with the New Zealand Privacy Act 2020 and the Australian Privacy Principles. See our Privacy Policy and Security & Data Protection summary.

Under My Account → Data & privacy you can export your data at any time, or request correction or deletion. We action these within the timeframes set by privacy law.